Muhammad Younis

Title: Vice President

Telephone: +1 646 974 7201


Languages: English, Urdu, Pashto

Office: Remote

Muhammad Younis is a Principal in the Financial Advisory Practice at Nathan. He has more than 17 years of experience in designing and implementing Enterprise (ERM), Liquidity (LRM), Operational (ORM), and Credit risk(CRM) and BSA/ AML management frameworks. He has designed, developed, implemented, and supported analytical models including Bank Secrecy Act/Anti-Money Laundering (BSA/AML), Allowance for Loan and Lease Losses (ALLL), and Current Expected Credit Losses (CECL) models. In addition, Muhammad has experience with stress testing, scorecard implementation and validation, compliance/regulatory oversight, and regression modeling.

Mr. Younis has enhanced various analytics models including sensitivity analysis, value-at-risk, and scenario testing with industry best practices for portfolio analytics. He has provided quantitative support for credit origination and management practices, including the creation of product dashboards, and the application of risk migration and loss correlation analysis.

Prior to joining Nathan, Mr. Younis was Associate Principal at Charles Rivers Associate in New York City. He has held senior risk and compliance management roles at Sterling National Bank, Valley National Bank, Banco do Brasil, TD, and JP Morgan Chase. In addition to his consulting work, Mr. Younis was Associate Director, Financial Statistics and Risk Management, Department of Statistics at Rutgers, State University of New Jersey.

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